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	<title>Paul McGirt &#38; Company Speaks</title>
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	<link>http://blog.paulmcgirt.com</link>
	<description>From Start to Close.... Throughout Hampton Roads</description>
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		<title>How High Tech is Your Home?</title>
		<link>http://blog.paulmcgirt.com/?p=339</link>
		<comments>http://blog.paulmcgirt.com/?p=339#comments</comments>
		<pubDate>Tue, 29 Mar 2011 14:11:37 +0000</pubDate>
		<dc:creator>Paul McGirt</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Consumer Info]]></category>
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		<category><![CDATA[paul mcgirt]]></category>
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		<category><![CDATA[sale]]></category>
		<category><![CDATA[Tech]]></category>
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		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=339</guid>
		<description><![CDATA[blog.PaulMcGirt.com Do I need to say that I am a &#8220;Tech Head&#8221;?  If I could afford it, I would have every new gadget that hits the market.  I&#8217;ve even inquired about being a tester.  The closest I&#8217;ve come was testing cellphone connectivity out in the sticks &#8220;can you hear me know?&#8221; Anyway&#8230;. with all the [...]]]></description>
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		<title>Pros and Cons of Going Condo</title>
		<link>http://blog.paulmcgirt.com/?p=334</link>
		<comments>http://blog.paulmcgirt.com/?p=334#comments</comments>
		<pubDate>Fri, 18 Mar 2011 17:26:06 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Homeowners]]></category>
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		<category><![CDATA[myra spano]]></category>
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		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=334</guid>
		<description><![CDATA[We’ve all asked the question… Condo or not? Condominiums and townhouses offer an affordable option to single-family homes in many markets, and they’re ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. These are some of the important elements to consider: Storage. Some condos have storage [...]]]></description>
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		<title>Understand Agency Relationships</title>
		<link>http://blog.paulmcgirt.com/?p=331</link>
		<comments>http://blog.paulmcgirt.com/?p=331#comments</comments>
		<pubDate>Fri, 11 Mar 2011 18:21:43 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[757]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[finance]]></category>
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		<category><![CDATA[first-time buyers]]></category>
		<category><![CDATA[hampton roads]]></category>
		<category><![CDATA[hamptonroads]]></category>
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		<category><![CDATA[myra spano]]></category>
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		<category><![CDATA[realestate]]></category>
		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=331</guid>
		<description><![CDATA[Have you wondered who is really on your side in a real estate deal? Well, it is very important to understand what legal responsibilities your real estate salesperson has to you and to other parties in the transaction. Ask what type of agency relationship your agent has with you. If you are working with us, [...]]]></description>
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		<item>
		<title>7 Reasons to Own Your Own Home</title>
		<link>http://blog.paulmcgirt.com/?p=327</link>
		<comments>http://blog.paulmcgirt.com/?p=327#comments</comments>
		<pubDate>Fri, 04 Mar 2011 17:57:53 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[757]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[first-time buyers]]></category>
		<category><![CDATA[hampton roads]]></category>
		<category><![CDATA[hamptonroads]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[myra spano]]></category>
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		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=327</guid>
		<description><![CDATA[Buying a home… it’s a huge step! So, why is it even worth it? According to the National Association of Realtors (NAR), here are the 7 top reasons to own a   home. You have many advantages if do you own a home! Here’s the list: 1. Tax breaks. The U.S. Tax Code lets you [...]]]></description>
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		<title>What to Have on Hand for the New Owners</title>
		<link>http://blog.paulmcgirt.com/?p=323</link>
		<comments>http://blog.paulmcgirt.com/?p=323#comments</comments>
		<pubDate>Sun, 27 Feb 2011 12:14:43 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[757]]></category>
		<category><![CDATA[hampton roads]]></category>
		<category><![CDATA[hamptonroads]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[myra spano]]></category>
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		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[realestate]]></category>
		<category><![CDATA[sold]]></category>
		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=323</guid>
		<description><![CDATA[Congratulations! You have sold your home!  Help out the new homeowners by providing a few items. Owner’s manuals and warranties for appliances left in the house. Garage door opener. Extra sets of house keys. A list of local service providers — the best dry cleaner, yard service, plumber, etc. Code to the security alarm and [...]]]></description>
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		<title>5 Things to do Before Putting Your Home on the Market</title>
		<link>http://blog.paulmcgirt.com/?p=320</link>
		<comments>http://blog.paulmcgirt.com/?p=320#comments</comments>
		<pubDate>Sun, 27 Feb 2011 12:11:25 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[757]]></category>
		<category><![CDATA[hampton roads]]></category>
		<category><![CDATA[hamptonroads]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[myra spano]]></category>
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		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=320</guid>
		<description><![CDATA[Sellers! This is very important… You cannot afford to put your home in this current market without standing out above the competition!  Here are 5 things to do. 1. Have a pre-sale home inspection. Be proactive by arranging for a pre-sale home inspection. An inspector will be able to give you a good indication of [...]]]></description>
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		<item>
		<title>17 Tips for Packing Like a Pro</title>
		<link>http://blog.paulmcgirt.com/?p=317</link>
		<comments>http://blog.paulmcgirt.com/?p=317#comments</comments>
		<pubDate>Sun, 27 Feb 2011 12:08:20 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[757]]></category>
		<category><![CDATA[hampton roads]]></category>
		<category><![CDATA[hamptonroads]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[movers]]></category>
		<category><![CDATA[moving]]></category>
		<category><![CDATA[myra spano]]></category>
		<category><![CDATA[myraspano]]></category>
		<category><![CDATA[myraspano.com]]></category>
		<category><![CDATA[packing]]></category>
		<category><![CDATA[paul mcgirt]]></category>
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		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=317</guid>
		<description><![CDATA[Moving to a new home can be stressful, to say the least. Make it easy on yourself by planning far in advance and making sure you’ve covered all the bases. 1. Plan ahead by organizing and budgeting. Develop a master “to do” list so you won’t forget something critical on moving day, and create an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Thinking of Making an Offer on a Short Sale? What You Need to Know</title>
		<link>http://blog.paulmcgirt.com/?p=313</link>
		<comments>http://blog.paulmcgirt.com/?p=313#comments</comments>
		<pubDate>Sun, 27 Feb 2011 12:04:57 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Homeowners]]></category>
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		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale help]]></category>
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		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=313</guid>
		<description><![CDATA[Are you looking to buy a new home? Are you thinking that now’s a great time to find bargains? That’s true, but it pays to know a little about the seller’s situation before you make an offer. If a home is being sold for below what the current seller owes on the property—and the seller [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>10 Questions to Ask Home Inspectors</title>
		<link>http://blog.paulmcgirt.com/?p=309</link>
		<comments>http://blog.paulmcgirt.com/?p=309#comments</comments>
		<pubDate>Sun, 27 Feb 2011 11:59:26 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
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		<category><![CDATA[Sellers]]></category>
		<category><![CDATA[757]]></category>
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		<category><![CDATA[Financial]]></category>
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		<category><![CDATA[home inspection]]></category>
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		<category><![CDATA[inspectors]]></category>
		<category><![CDATA[myra spano]]></category>
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		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=309</guid>
		<description><![CDATA[Before you make your final buying or selling decision, you should have the home inspected by a professional. An inspection can alert you to potential problems with a property and allow you to make an informed decision. Ask these questions to prospective home inspectors: 1. Will your inspection meet recognized standards? Ask whether the inspection [...]]]></description>
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		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>6 Creative Ways to Afford a Home</title>
		<link>http://blog.paulmcgirt.com/?p=306</link>
		<comments>http://blog.paulmcgirt.com/?p=306#comments</comments>
		<pubDate>Sun, 27 Feb 2011 11:56:15 +0000</pubDate>
		<dc:creator>Myra</dc:creator>
				<category><![CDATA[Buyers]]></category>
		<category><![CDATA[Consumer Info]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[757]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[hampton roads]]></category>
		<category><![CDATA[hamptonroads]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[myra spano]]></category>
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		<guid isPermaLink="false">http://blog.paulmcgirt.com/?p=306</guid>
		<description><![CDATA[You can be creative in pulling your funds together to buy a home!  Check out these suggestions. 1. Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment.  Ask your lender which programs are available for you. 2. [...]]]></description>
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